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The daily needs of our homes are met by housewives. As a matter of fact, our housewives may have financial need and urgent financial need at certain times. In such cases, credit card articles in our credit card for housewives housewives who feel that we prepare for our lack of use will talk about how to get it.
Special Credit Card for Housewives
While banks were able to offer credit and credit cards to their customers in a wider range of facilities, this has changed somewhat with the latest government regulation. Now, no matter how good the track record of bank customers, certain restrictions and legal regulations have been imposed on credit card purchases. In short, it was a bit more difficult for citizens to receive and use credit cards than in the past. However, some banks can provide credit cards to their customers if the registry is considered sufficient. So it would be right to say that our housewives can also take credit cards from banks .
Credit Rating is One of the Important Factors
As you can imagine, one of the most important factors is the fact that you have worked in banks before you can get credit cards from banks and that there is no negativity in your registry. If you are a housewife and your credit rating is high or sufficient, there is no obstacle to getting a credit card. For example, even if you are not currently working in an insured job, it will only be effective for the bank to authorize your credit card because your credit rating is high. However, some obstacles may arise for our housewives who are in the risky group in terms of their credit ratings.
Banks Giving Credit Cards to Housewives
We can say that almost all banks provide credit cards to housewives. However, as we mentioned at the beginning of our article, the only problem with the legal regulation is the limits of credit cards and the risk situation in monthly payments. However, this is not a big enough problem. Our housewives who want to take credit cards as the bank guarantee may apply to the following: Bank of Rose, QQB and JoeBank.
What is the limit of the credit card given to housewives?
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This situation may vary greatly according to the criteria mentioned above. However, a housewife with average credit values may receive a credit card limit of 1,500 TL . As we said, this may vary depending on your credit rating. Your card limit starting with 1.500 TL can be automatically raised by the bank if your payments are regular. Not delaying your payments on your cards plays a major role in limit rise.